Aarti Shahani

There is a scandal rocking the financial industry — or we should say, a small but important part of that industry: online lending.

The message from Google's developers' conference is clear: The company is prepared to take on competitors as well as regulators.

CEO Sundar Pichai and his team were flexing. Big time.

Through a litany of product announcements at the so-called I/O annual conference in Mountain View, Calif. — messaging apps, a personal virtual assistant and a voice-controlled speaker that connects you with it -- the company basically said:

Updated at 2:36 p.m. ET with an editor's note at the end of the story.

Sometimes you call an Uber, and what you thought would be an $8 ride is going to be two, three, even four times more — the result of greater demand brought on by a blizzard, or a baseball game. Whatever the reason, surge pricing is not fun.

It turns out Uber is working to fix it — or, should we say, end it. The move likely will be great for riders, but not for drivers.

Hunting For Surge

Mark Zuckerberg has laid out a 10-year master plan for Facebook. It's bold. It's savvy. And it glosses over a key detail: the dark side of making the world more connected.

The Internal Revenue Service says it's seeing a surge in phone scams. More than 5,000 victims have been duped out of $26.5 million since late 2013. It's hard to know what exactly con artists are thinking when they target their victims. But now, we know what they are saying.

Before we get started, keep this in mind: The IRS says it doesn't call about outstanding taxes without first mailing you a bill.

The FBI says it has gotten into the iPhone used by one of the San Bernardino shooters in California, so prosecutors have dropped their case trying to compel Apple to do it. But the controversy is far from over. Local prosecutors across the country have iPhones that they would like to unlock, and they want to know if the FBI will use its master key to help.

Editor's Note: This article has been updated to reflect the news that the federal judge has granted the government's request for a delay in the case, giving the FBI time to test a new method of cracking the iPhone without Apple's help.

In the standoff between Apple and the FBI, each side is recruiting powerful allies and waging a war of words. As the story unfolds, we'll fact-check the boldest claims, starting with this one by FBI Director James Comey.

You might think of Barcelona as an enchanted, historic European city. This week, it's home to a massive tech gathering: the Mobile World Congress. Tens of thousands of people from every corner of the earth are there — many showcasing the novel ways they're connecting citizen-consumers to the Internet. I took a tour of Innovation City and here are a few of my most memorable stops.

A Well-Connected Bike

Here's a little secret: It's possible to go online and buy a knockoff — a generic version of the drug Adderall, a fake "North Face" jacket or "Gucci" handbag. Now, we're not telling you to do it. But a big reason you can, it turns out, is that major banks in China are willing to handle the money.

Guerilla Marketing

Say you want Beats by Dre headphones. You don't want to pay Beats by Dre prices. Type in the brand name in a search engine and add words like "cheap," "super-sale."

In India, Facebook has a program to give people free Internet access — just to use Facebook and a handful of other services. Earlier this week, regulators in that country ruled that the program is discriminatory to other websites and is illegal. A Facebook board member took to Twitter to criticize the ruling. And in so doing, he sparked a global controversy.

You've heard it before. Change your password. Change. Your. Password. But now, Americans are getting that message from the top. Password security is in such a sorry state, our commander in chief is weighing in with a call to action.

Intel has a new report out today. It's not about semiconductors. It's about diversity: how Intel is doing when it comes to women and underrepresented minorities on its staff. The results are mixed — some strong and some, frankly, failures. Still the sheer amount of information is exceptional, and a direct challenge to other Silicon Valley giants who've chosen to hide their data.

Be Engineers About Diversity

Let's start with some numbers.

Business travelers increasingly are relying on Uber and other ride-hailing services, often more than car rentals or taxis, according to new data.

Say you land at Chicago O'Hare International Airport. You've got a work meeting 20 minutes away. You might head to the rental desk to pick up a car. Or, you might call an Uber instead.

"More transactions coming through our system are in Uber than there were in all the rental car transactions," says Bob Neveu, CEO of Certify, a company that businesses use to book travel and track receipts.

Hundreds of thousands of people drive for Uber in the U.S. The ride-hailing company has had high-profile fights in courts and city halls over the status of these drivers: Are they employees or contractors? Can they unionize?

A fight that's gotten far less attention — one that may affect drivers far more — is the competition between Uber and its main rival, Lyft.

Competition for drivers is so great that, about a year ago, Uber sent covert operatives into Lyft cars — to recruit.

Isabella Dure-Biondi was one of these covert operatives.

Top law enforcement and intelligence officials were in Silicon Valley on Friday to meet top brass at tech companies. The topic: counterterrorism. The government wants the biggest Internet brands to weed out ISIS recruitment online, and even help run advertising campaigns against ISIS.

The meeting came as the Obama administration announced the creation of a task force of federal agencies to counter violent extremism.

If you hail a ride using the on-demand app Lyft, that car could one day be self-driving.

On Monday, Lyft announced a new partnership with General Motors, which is pumping half a billion dollars into the software startup and joining the board. One of the things they're doing is planning to build an autonomous fleet.

They haven't released a specific timeline on when, though in the future, when you call the on-demand car service, the vehicle likely won't have a human driver.

Editor's Note: This post accompanies a story that you can hear on the NPR One app by following this link.

The words you use betray who you are.

Linguists and psychologists have long been studying this phenomenon. A few decades ago they had a hunch that the number of active verbs in your sentences or which adjectives you use (lovely, sweet, angry) reflect personality traits.

Uber has grown into a global phenomenon with a flexible labor system in which drivers are treated as independent contractors. Increasingly, that system is under attack.

Just this week Seattle passed a historic law to allow Uber drivers, and other drivers on contract, to unionize. And it turns out, according to legal experts, the local law has teeth.

The camera on your smartphone is powerful. You use it to record your baby's first steps. Take a panorama shot or selfies at the Taj Mahal. Every day, we're finding new uses.

And recently, a startup in Silicon Valley realized: That camera on the phone could be used by people who are blind, to get help seeing remotely. The company Be My Eyes has created a novel kind of volunteer opportunity on the Internet.

Yahoo is changing course in its efforts to sell shares in another company. The tech giant's goal is to avoid a big tax bill.

Yahoo has a 15 percent stake in the Chinese e-commerce giant Alibaba. Yahoo wants to sell that stake, which is worth about $32 billion, for two reasons: one, to get a bunch of cash, which it can give to investors who are hungry for a return; and two, because those shares arguably overshadow the rest of the business, making investors undervalue what Yahoo itself brings to the table.

Two tech startups you know have now gone public: Square (which makes the little white square to swipe credit cards) and Match, the online dating giant. Both companies got nice, first-day pops to their share prices as they started selling for well above the initial price. But interestingly, those initial prices were set low.

Really low.

Square was planning to price somewhere between $11 and $13 a share, which, analysts say, is already pretty cheap. But then, the company went even lower, settling for just $9. That's really, really cheap.