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Opinion: It’s a perfect storm for fire insurance

How long until this house for sale in La Plata County, Colorado is uninsurable?
Dave Marston
How long until this house for sale in La Plata County, Colorado is uninsurable?

High winds, hail, catastrophic wildfires starting from grass as well as overgrown forests—all add up to a perfect storm causing more expensive premiums for insurance in Colorado, writes Dave Marston. And dry land and higher temperatures add to the risk of wildfire. Western Colorado insurer Kevin Parks has some tips for people looking at where they live in a brand new, defensive way, but it means making some changes. Among other hazards, trees that provide welcome shade might just be way too close to the house.